Fairfare uses AI steerage and Medicare-based benchmarking to help insurers and assistance companies avoid inflated medical bills in real time — before they happen. From ER to Urgent Care, we connect members to the right care at the right cost.
For international insurers, the U.S. healthcare system is a high-stakes maze — opaque pricing, hospital billing variability, and reactive cost containment inflate loss ratios beyond control.
Even worse, most travel insurance operations still depend on manual workflows, disconnected networks, and post-claim interventions. This leads to wasted time, unpredictable costs, and poor member experiences.
Without visibility into local benchmarks (like Medicare multipliers) or real-time steerage data, insurers are left reacting to inflated bills instead of preventing them.
Until now, most assistance companies could only react after the claim was filed. But today, they can guide members in real time to the right level of care — avoiding unnecessary ER visits and inflated bills. Fairfare provides insurers and assistance partners with a powerful navigation tool that connects travelers to vetted, cost-effective providers across the U.S. Members can instantly access their local U.S. membership card via email or WhatsApp, making coverage verification seamless and immediate.
Faster, Simpler Experience
Smarter Access to Care
The customer faces a financial burden by having to download a dedicated app, cover claim costs out of pocket, and then request reimbursement, all while keeping and uploading relevant documents.
Inconvenience
Upfront Payments